Latest opinions that Rik Coeckelbergs has shared on Finextra

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Rik Coeckelbergs

Independent Advisor, Opinion Maker and Consultant

The Banking Scene

Member since

31 Dec 2009

Location

Brussels

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Rik's opinions

When your real estate agent decides to become a bank

Originally posted on Medium on August 2nd, 2019. Some time ago I referred to Hello bank! as a bank that found out that they are very well positioned to become their customer’s real estate manager. They integrated immovlan.be, a real estate website, in their platform to help their clients to look for a house. This week, I witnessed an initiative ...

20 August 2019 /retail Banking Strategy, Digital and Transformation

Top 3 threats for banks today

Recently I represented The Banking Scene at Money20/20 Europe. I skipped one year, so my last edition was in Copenhagen. Man… this conference has grown. The coffee I took at the entrance, was almost cold when I finally reached Mainstage. To my surprise, their growth was for me personally the biggest eye-opener of this edition. The conference is t...

04 July 2019 /retail Banking Strategy, Digital and Transformation

How a traditional mercado transforms the payments experience in Mechelen

For those who don’t know Mechelen: this is my home town. It is a small city in Belgium, right in between Brussels and Antwerp. These days, its colourful history makes of Mechelen a hotspot for tourists. Dear tourists: we have good news! Mechelen has a new attraction: De Vleeshalle — a Mercado, an indoor food market. I am not a food critic, so don’...

04 July 2019 /payments Payments strategies 2015-2020-2030

How to find great collaboration between fintech and banks

In April, I had the pleasure to participate in a challenger session with Julian Sawyer (COO at Starling Bank) and Noemi Papp (Head of Digital & Retail, at EBF) at 6th Nextgen Payments Forum in Cyprus. The panel was in the hands of an excellent moderator Peter Oakes. The title of this challenger session was: “Bank vs Fintech — Competition or c...

04 July 2019 /startups Fintech innovation and startups

The rise of superapps in ASEAN at Money2020 Asia

In March we had the second edition of Money20/20 Asia in Singapore. The conference was once again the perfect place to gain a better understanding of the dynamics in ASEAN financial services industry. Like last year, the conference was quite an eye-opener from time to time. This post will run you through the remarkable phenomenon of the rise of su...

04 July 2019 Banking Strategy, Digital and Transformation

The future of banking is for the nimble and niche players

March 14 was the official deadline for financial institutions to have their API platforms ready for PSD2. I had the pleasure to celebrate this at LUXHUB’s Europen Open Banking Panel, on March 13 with a great list of key people of the industry. A day later, I was invited by Capco at their innovation conference, which was titled “Neobanks, fintechs ...

04 July 2019 /payments Banking Strategy, Digital and Transformation

When your bank realises financial advise is no longer enough

Banks these days are increasingly testing how to grow their value in consumers’ daily life. A few articles in the Belgian press in the last few days showed this once again. It is a process that is ongoing for quite a few years now. A very interesting evolution I must say… Your bank, your security guard KBC started offering anti-virus subscriptions...

16 March 2019 /retail Banking Strategy, Digital and Transformation

Winning PSD2: Amazon, the Chinese, or just your own familiar bank?

By Rik Coeckelbergs PSD2, the new regulation that will open up retail banking… another regulation that triggers very little attention of the average man/woman on the street. Consumers start getting aware of the front-end consequences, but slowly… thus far, only 3 Belgian banks are publicly anticipating on PSD2: KBC: they set up account aggregatio...

27 February 2019 /retail Open Banking

15 years to rediscuss the gentlemen’s agreement on 24 free cash withdrawals

By Rik Coeckelbergs Dear journalists, dear Test Aankoop, dear politicians, Last weeks there were 2 news items worth discussing: Belfius has its API marketplace made public. This is a huge step in the direction of a more innovative, and more competitive market, in line with the ambitions of PSD2 bpost bank communicated price increases, including a ...

18 February 2019 Banking Strategy, Digital and Transformation

Instant Payments, Instant Revenues... it's complicated

By Rik Coeckelbergs Instant Payments generate a lot of buzz in the industry of payments, for years already. Everyone likes to have their opinion heard on it: Banks, Central Banks, Software Providers, Consultants… all talk about Instant Payments. Instant Payments is needed, you hear, otherwise Bigtech or Fintech will take over. The banks are more he...